Personal Budget

Description

Personal Budget & Debt Snowball Workbook 💰✨

Let’s start planning for 2027 now! 📅 This easy-to-use Excel workbook helps you organize your income, track expenses, build savings, and create a realistic debt-payoff plan—all in one place.

Your workbook includes nine organized tabs:

• 🏁 Start Here – Workbook overview and best practices
• 📝 How to Use – Detailed instructions and a simple monthly routine
• 💵 Monthly Budget – Plan income and expenses from January through December
• 📊 Annual Summary – Review cash flow, savings, and yearly progress
• ❄️ Debt Snowball – Build an automatic payoff schedule for up to five debts
• 🧾 Expense Tracker – Record actual income and spending
• ⚖️ Budget vs. Actual – Compare your plan with what really happened
• 📆 Bills & Subscriptions – Track due dates, recurring costs, and annual totals
• 🎯 Savings & Sinking Funds – Plan for savings goals and upcoming expenses

Celebrate your progress with the self-guided CLC Money Check-In 🎉—a simple monthly review that helps you recognize your wins, make adjustments, and stay focused on your financial goals.

What’s included:

✅ Detailed instructions
✅ Automatic calculations
✅ Monthly and annual views
✅ Built-in debt snowball schedule
✅ Warm, easy-to-follow design

💻 Compatibility & Download Information

• Delivered as a digital Microsoft Excel (.xlsx) workbook
• Designed for use with the desktop version of Microsoft Excel
• A computer or laptop is recommended for the best experience
• Some formulas, formatting, and dropdown features may not work properly in Google Sheets, Apple Numbers, mobile apps, or older versions of Excel
• Microsoft Excel is not included with your purchase
• No physical product will be mailed